$994
Federal SSI maximum
Individual, monthly
SSA SSI guide · Jan 1, 2026
Public data · clear sources
How much is SSI in Montana
The 2026 federal SSI maximum in Montana is $994 a month for one person and $1,491 for a couple. Montana adds a state supplement for some living arrangements (table below). The average SSI payment was $646.78 in December 2025.
Benefit amounts depend on eligibility, income, and living arrangements. Use the source links to check the applicable period.
$1,491
Federal SSI maximum
Couple, monthly
SSA SSI guide · Jan 1, 2026
$646.78
Average monthly SSI payment
SSI statistical report · Dec 31, 2025
Social Security pays it
Who pays the state supplement
SSA SSI guide · Jan 1, 2026
Quick reference
| Label | Value | Dates | Source |
|---|---|---|---|
| Federal SSI maximum, individual (monthly) | $994 | Jan 1, 2026 | SSA SSI guide |
| Federal SSI maximum, couple (monthly) | $1,491 | Jan 1, 2026 | SSA SSI guide |
| Who pays the state SSI supplement | Social Security pays it | Jan 1, 2026 | SSA SSI guide |
| State supplement, Individual: All: State-certified personal care (state code G; federal living arrangement A: own household) | $94 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household) | $94 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household) | $94 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household) | $52.75 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household) | $26 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: State-certified personal care (state code G; federal living arrangement A: own household) | $193 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household) | $193 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household) | $193 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household) | $110.50 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household) | $57 | Jan 1, 2026 | SSA POMS |
| State-administered supplement amounts | No state-administered supplement | Jan 1, 2026 | SSA SSI guide |
| SSI recipients | 15,537 | Dec 31, 2025 | SSI statistical report |
| Average monthly SSI payment | $646.78 | Dec 31, 2025 | SSI statistical report |
| Recipients of SSA-paid state supplement | Not verified | Dec 31, 2025 | SSI statistical report |
| SSI recipients who are blind or disabled | 13,803 | Dec 31, 2025 | SSI by state and county |
| SSI recipients under age 18 | 1,541 | Dec 31, 2025 | SSI statistical report |
| SSI recipients also receiving Social Security | 6,092 | Dec 31, 2025 | SSI by state and county |
| Medicaid buy-in for working people with disabilities | Yes | Jan 1, 2026 | KFF Medicaid buy-in |
| Buy-in income limit | $3,325 per month (individual) | Jan 1, 2026 | KFF Medicaid buy-in |
| Buy-in asset limit | $15,000 (individual) | Jan 1, 2026 | KFF Medicaid buy-in |
| Buy-in premiums | $35-$135 | Jan 1, 2026 | KFF Medicaid buy-in |
Sourced facts
SSI (Supplemental Security Income)
- Federal SSI maximum, individual (monthly): $994 [1] Last verified Nov 12, 2026
- Federal SSI maximum, couple (monthly): $1,491 [2] Last verified Nov 12, 2026
- Who pays the state SSI supplement: Social Security pays it [3] Last verified Nov 12, 2026
- State supplement, Individual: All: State-certified personal care (state code G; federal living arrangement A: own household): $94 [4] Last verified Nov 12, 2026
- State supplement, Individual: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household): $94 [5] Last verified Nov 12, 2026
- State supplement, Individual: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household): $94 [6] Last verified Nov 12, 2026
- State supplement, Individual: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household): $52.75 [7] Last verified Nov 12, 2026
- State supplement, Individual: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household): $26 [8] Last verified Nov 12, 2026
- State supplement, Couple: All: State-certified personal care (state code G; federal living arrangement A: own household): $193 [9] Last verified Nov 12, 2026
- State supplement, Couple: All: State-certified residence in-group home for mentally disabled (state code H; federal living arrangement A: own household): $193 [10] Last verified Nov 12, 2026
- State supplement, Couple: All: State-certified residence in-group home for physically or developmentally disabled (state code I; federal living arrangement A: own household): $193 [11] Last verified Nov 12, 2026
- State supplement, Couple: All: State-certified residence for child and adult foster care (state code J; federal living arrangement A: own household): $110.50 [12] Last verified Nov 12, 2026
- State supplement, Couple: All: State-certified transitional living for developmentally disabled (state code K; federal living arrangement A: own household): $57 [13] Last verified Nov 12, 2026
- State-administered supplement amounts: No state-administered supplement [14] Last verified Nov 12, 2026
- SSI recipients: 15,537 [15] Last verified Nov 12, 2026
- Average monthly SSI payment: $646.78 [16] Last verified Nov 12, 2026
- Recipients of SSA-paid state supplement: Not verified [17] Last verified Nov 12, 2026
- SSI recipients who are blind or disabled: 13,803 [18] Last verified Nov 12, 2026
- SSI recipients under age 18: 1,541 [19] Last verified Nov 12, 2026
- SSI recipients also receiving Social Security: 6,092 [20] Last verified Nov 12, 2026
Medicaid buy-in
Conflicts and unverified data
Recipients of SSA-paid state supplement: not verified. Not yet mapped from the SSI Annual Statistical Report.
Frequently asked questions
How much is SSI in Montana in 2026?
The federal SSI maximum is $994 per month for one person and $1,491 for a couple. Montana also pays a state supplement through Social Security for some living arrangements, listed in the table on this page. From January of next year the federal maximum rises to $1,029.
What is the average SSI payment in Montana?
In December of last year, 15,537 people in Montana received SSI, and the average federally administered payment was $646.78 per month.
Can I keep Medicaid while working with a disability in Montana?
Yes. Montana has a Medicaid buy-in for working people with disabilities. Income limit: $3,325 per month (individual).
How to apply
Review eligibility and apply directly through the responsible agency.