$994
Federal SSI maximum
Individual, monthly
SSA SSI guide · Jan 1, 2026
Public data · clear sources
How much is SSI in New Jersey
The 2026 federal SSI maximum in New Jersey is $994 a month for one person and $1,491 for a couple. New Jersey adds a state supplement for some living arrangements (table below). The average SSI payment was $686.09 in December 2025.
Benefit amounts depend on eligibility, income, and living arrangements. Use the source links to check the applicable period.
$1,491
Federal SSI maximum
Couple, monthly
SSA SSI guide · Jan 1, 2026
$686.09
Average monthly SSI payment
SSI statistical report · Dec 31, 2025
Social Security pays it
Who pays the state supplement
SSA SSI guide · Jan 1, 2026
Quick reference
| Label | Value | Dates | Source |
|---|---|---|---|
| Federal SSI maximum, individual (monthly) | $994 | Jan 1, 2026 | SSA SSI guide |
| Federal SSI maximum, couple (monthly) | $1,491 | Jan 1, 2026 | SSA SSI guide |
| Who pays the state SSI supplement | Social Security pays it | Jan 1, 2026 | SSA SSI guide |
| State supplement, Individual: All: Congregate care (state code A; federal living arrangement A: own household) | $150.05 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: Living alone or with others (state code B; federal living arrangement A: own household) | $31.25 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: Individual: Living alone with an ineligible spouse (state code C; federal living arrangement A: own household) | $152.99 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: Licensed residential health care facilities (RHCF) (state code I; federal living arrangement A: own household) | $210.05 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: Living in the household of another (state code D; federal living arrangement B: another person's household (federal rate reduced by one-third)) | $44.31 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: Living alone or with others (state code B; federal living arrangement C: parent's household (child)) | $31.25 | Jan 1, 2026 | SSA POMS |
| State supplement, Individual: All: Medicaid facility resident (state code G; federal living arrangement D: Medicaid facility (federal rate limited to $30 / $60)) | $20 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: Congregate care (state code A; federal living arrangement A: own household) | $618.35 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: Living alone or with others (state code B; federal living arrangement A: own household) | $25.35 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: Licensed residential health care facilities (RHCF) (state code I; federal living arrangement A: own household) | $738.35 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: Living in the household of another (state code D; federal living arrangement B: another person's household (federal rate reduced by one-third)) | $93.08 | Jan 1, 2026 | SSA POMS |
| State supplement, Couple: All: Medicaid facility resident (state code G; federal living arrangement D: Medicaid facility (federal rate limited to $30 / $60)) | $40 | Jan 1, 2026 | SSA POMS |
| State-administered supplement amounts | No state-administered supplement | Jan 1, 2026 | SSA SSI guide |
| SSI recipients | 164,762 | Dec 31, 2025 | SSI statistical report |
| Average monthly SSI payment | $686.09 | Dec 31, 2025 | SSI statistical report |
| Recipients of SSA-paid state supplement | Not verified | Dec 31, 2025 | SSI statistical report |
| SSI recipients who are blind or disabled | 128,427 | Dec 31, 2025 | SSI by state and county |
| SSI recipients under age 18 | 24,506 | Dec 31, 2025 | SSI statistical report |
| SSI recipients also receiving Social Security | 53,321 | Dec 31, 2025 | SSI by state and county |
| Medicaid buy-in for working people with disabilities | Yes | Jan 1, 2026 | KFF Medicaid buy-in |
| Buy-in income limit | No limit | Jan 1, 2026 | KFF Medicaid buy-in |
| Buy-in asset limit | No limit | Jan 1, 2026 | KFF Medicaid buy-in |
| Buy-in premiums | $203-$1,218 | Jan 1, 2026 | KFF Medicaid buy-in |
Sourced facts
SSI (Supplemental Security Income)
- Federal SSI maximum, individual (monthly): $994 [1] Last verified Nov 12, 2026
- Federal SSI maximum, couple (monthly): $1,491 [2] Last verified Nov 12, 2026
- Who pays the state SSI supplement: Social Security pays it [3] Last verified Nov 12, 2026
- State supplement, Individual: All: Congregate care (state code A; federal living arrangement A: own household): $150.05 [4] Last verified Nov 12, 2026
- State supplement, Individual: All: Living alone or with others (state code B; federal living arrangement A: own household): $31.25 [5] Last verified Nov 12, 2026
- State supplement, Individual: Individual: Living alone with an ineligible spouse (state code C; federal living arrangement A: own household): $152.99 [6] Last verified Nov 12, 2026
- State supplement, Individual: All: Licensed residential health care facilities (RHCF) (state code I; federal living arrangement A: own household): $210.05 [7] Last verified Nov 12, 2026
- State supplement, Individual: All: Living in the household of another (state code D; federal living arrangement B: another person's household (federal rate reduced by one-third)): $44.31 [8] Last verified Nov 12, 2026
- State supplement, Individual: All: Living alone or with others (state code B; federal living arrangement C: parent's household (child)): $31.25 [9] Last verified Nov 12, 2026
- State supplement, Individual: All: Medicaid facility resident (state code G; federal living arrangement D: Medicaid facility (federal rate limited to $30 / $60)): $20 [10] Last verified Nov 12, 2026
- State supplement, Couple: All: Congregate care (state code A; federal living arrangement A: own household): $618.35 [11] Last verified Nov 12, 2026
- State supplement, Couple: All: Living alone or with others (state code B; federal living arrangement A: own household): $25.35 [12] Last verified Nov 12, 2026
- State supplement, Couple: All: Licensed residential health care facilities (RHCF) (state code I; federal living arrangement A: own household): $738.35 [13] Last verified Nov 12, 2026
- State supplement, Couple: All: Living in the household of another (state code D; federal living arrangement B: another person's household (federal rate reduced by one-third)): $93.08 [14] Last verified Nov 12, 2026
- State supplement, Couple: All: Medicaid facility resident (state code G; federal living arrangement D: Medicaid facility (federal rate limited to $30 / $60)): $40 [15] Last verified Nov 12, 2026
- State-administered supplement amounts: No state-administered supplement [16] Last verified Nov 12, 2026
- SSI recipients: 164,762 [17] Last verified Nov 12, 2026
- Average monthly SSI payment: $686.09 [18] Last verified Nov 12, 2026
- Recipients of SSA-paid state supplement: Not verified [19] Last verified Nov 12, 2026
- SSI recipients who are blind or disabled: 128,427 [20] Last verified Nov 12, 2026
- SSI recipients under age 18: 24,506 [21] Last verified Nov 12, 2026
- SSI recipients also receiving Social Security: 53,321 [22] Last verified Nov 12, 2026
Conflicts and unverified data
Recipients of SSA-paid state supplement: not verified. Not yet mapped from the SSI Annual Statistical Report.
Frequently asked questions
How much is SSI in New Jersey in 2026?
The federal SSI maximum is $994 per month for one person and $1,491 for a couple. New Jersey also pays a state supplement through Social Security for some living arrangements, listed in the table on this page. From January of next year the federal maximum rises to $1,029.
What is the average SSI payment in New Jersey?
In December of last year, 164,762 people in New Jersey received SSI, and the average federally administered payment was $686.09 per month.
Can I keep Medicaid while working with a disability in New Jersey?
Yes. New Jersey has a Medicaid buy-in for working people with disabilities. Income limit: No limit.
How to apply
Review eligibility and apply directly through the responsible agency.